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Why Assurant Health?

Benefit Assurant Health Other Insurance Companies Why it is important to you
Worldwide Coverage, 24 Hours a Day YES NO It dosn't matter whethjer you're nearby or far from home - you're covered, 24 hours a day.
Portability YES NO Most health insurance copanies will not alow you to move from one state to another and keep the coverage. You will have to cancell your current plan and apply in the state you are moving in to. Even it is a same company in the state you are moving in to, you still will have to give up your plan.
Initial rate guarantees-up to 36 months YES NO You'll lock in your premium rate for at least the first 12 months. With many deductibles you have a 24 month rate guarantee and the option to extend it to a full 36 months.
Lifetime benefits maximum options up to $8 milliion YES NO Medical treatments cost more and more every year. Is your insurance company going to provide you with suficient coverage.
Your Choice of Doctors and Hospitals YES NO Most insurance companies will limit your providers and where you can go to get treatment. The reason for that is good doctors charge a lot more moeny and most insurance compnies are not willing to pay them. With Assurant Health you don't have to jump through hoops when you need a specialist's care - simply make an appointment.
No Referrals necessary to see a specialist You do not need refferrals to see a specialist You do need a refferal to see a specialist If you have to get permission from your insurance compnay for everythign that you do, you have no insurnace. With Assurant Health you don't have to jump through hoops when you need a specialist's care - simply make an appointment.
Single deductible for accidents YES NO With medical cost skyrocketing, more insurance companies getting creative. Some plans will have you pay deductible verytime you go to the hospital or have an acident.
No limit on intensive care unit (ICU) NO limit Insurance comapny will make a desision With no daily dollar limit when confined in an ICU, you'll have the peace of mind you need at a critical time.
Healthy Discount YES NO Healthy Discount rewards you for maintaining your good health by providing 10% off your renewal rate.
Ongoing Coverage for Your Children YES NO Regardless of age or student status, your covered children can remain under your plan until they marry or are no longer primarily dependent on you for financial support.
Insurance company rating by A.M. Best YES Depends on the insurance company. A company's strength is most important when it's time to pay benefits. A.M. Best, the highly respected insurance rating source, consistently rates Assurant Health (Time Insurance Company) A- (Excellent) - affirming its outstanding ability to meet claims-paying obligations.
Stability YES Depends on the insurance company Long-term stability and success in any business takes expertise. Tracing its roots back to 1892, Assurant Health has been selling individual medical insurance longer than any of its competitors. And with more than one million customers nationwide, it has earned a solid repuation for health insurance know-know.