Buying insurance through us

If I apply for an insurance plan, am I obligated to buy?

No. You are under no obligation to buy a health insurance plan when using our site. After submitting your application you may cancel it at any time during the underwriting process. When you submit an application you will typically include your credit card number, bank account information, or a check for the initial premium payment. Most insurance companies will not charge your card, debit your account, or deposit your check until you are approved. If you are charged or your check is cashed and you are denied for coverage or cancel your application prior to approval, the insurance company will issue a refund to you.

A few insurance companies may charge an application fee. You will be notified in the application if the plan you chose requires an application fee. Please note that these fees are non-refundable.

Do you offer the best prices?

Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from AssurantCoverageQuotes.com, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through AssurantHealthCoverage.com and rest assured that you're getting the best available price.

Will using your service cost me anything?

All the services offered by AssurantHealthCoverage.com are provided at no extra cost to you, the consumer. If you buy a health insurance plan through AssurantCoverageQuotes.com, you'll pay the regular monthly premium to the health insurance company you chose, but you'll pay nothing to us. Our fees are paid by the insurance companies in the form of commissions, which are built into the premium amount.

What kinds of products do you offer?

We offer a broad selection of health insurance products and options to choose from:
  • Individual and Family Health Insurance. Singles and families should take a look at our individual and family health insurance plans. If you don't get your health insurance coverage through an employer, an individual and family health insurance plan is your standard, private market option.
  • Small Business Health Insurance. We offer group health insurance plans for small businesses and organizations (2-50 employees).
  • Short-Term Health Insurance. If you're in need of temporary coverage, you'll want to take a look at our short-term health insurance plans. Obtaining short-term coverage is quick and easy and though it's not a long-term solution, short-term coverage can protect you while you're between jobs or after you graduate from college.

What kinds of services do you provide?

AssurantHealthCoverage.com is a licensed health insurance agency and the leading online source for individuals, families and small businesses purchasing health insurance. We have insured over 800,000 customers nationwide. We offer a broad selection of health insurance plans from many of the nation's leading health insurance companies, and deliver a customer experience that can't be beat. Thanks to our innovative website, simple online tools, and the knowledgeable representatives and licensed health insurance agents that staff our customer care center, you'll discover that health insurance can be attainable and affordable.