If you are between jobs, waiting for employer group coverage, laid off, on strike, a recent college graduate, seasonal employee, early retiree or are waiting for Medicare to start, you may be interested in Assurant Health's Short Term Medical insurance. Short Term Medical is a temporary health insurance plan that offers coverage for 30-365 days.** Assurant Health is the national leader in Short Term Medical (STM) insurance. In fact, Assurant Health introduced the industry's first Short Term Medical plan in 1973.